Managing your financial affairs can be confusing, especially if credit card debt, mortgages and bills are adding pressure.

Our services are free, independent and confidential. Our financial counsellors are non-judgmental, qualified and experienced professionals who can provide information, support and advocacy to people in financial difficulty.

They can help you with:

  • arrears on, for example, mortgage, school fees or council rates
  • pending disconnections
  • credit card debt
  • debt recovery and court action
  • consumer rights
  • negotiating with creditors
  • managing money
  • bankruptcy information and alternatives.
Read more